Mortgage Advice That Feels Different.
Whether you're buying your first home, refinancing, renewing, or simply looking for honest advice, we're here to help you make confident mortgage decisions.
Whether you're buying your first home, refinancing, renewing, or simply looking for honest advice, we're here to help you make confident mortgage decisions.
32+ Years of
Combined Experience
Access to
50+ Lenders
Local Manitoba
Mortgage Experts
Honest Advice.
No Pressure.
Support Before, During
& After Your Mortgage
Why Choose Us
Over three decades of helping Manitobans find clarity and confidence in their mortgage decisions.
Shop from 30+ lenders to find your best rate and terms.
32+ years of experience from application to closing.
Every mortgage is tailored to your unique financial situation.
Hundreds of 5-star reviews from local homeowners.
Home Equity
Your home is more than just a place to live — it's a powerful financial tool. Use your built-up equity for:
Combine high-interest debts into one manageable payment.
Fund your dream kitchen, basement, or bathroom upgrade.
Leverage equity to grow your real estate portfolio.
Free up monthly cash with a better mortgage structure.
Ready to Refinance?
Our team will review your situation and find the best refinancing solution for your goals.
Testimonials
"Tracy is absolutely fantastic! She worked with my husband and I to find the right lender and the right rate for our forever home. The process was seamless!"
D. Lyn
"This mother-daughter duo is remarkable. They are very prompt, guided me at every step, and I would 100% recommend them to first-time home buyers."
Arvind Singh
"Tracy found me a mortgage broker when my bank couldn't. She put in the effort and time. She is the best! I recommend her services."
Kathy Conney
"Couldn't have gotten the house we did without Tracy. Definitely recommend! Communication was clear and we got multiple good options."
Shawn Nolt
About The Spooner Group
With over 32 years of experience, The Spooner Group understands the unique challenges Canadians face in securing a mortgage. Whether you're a first-time homebuyer, self-employed, or dealing with credit challenges, our dedicated team is here to guide you through every step of the process.
We're committed to understanding your financial goals and crafting a mortgage strategy that works for you.
We keep you informed at every stage, ensuring clarity and transparency in all our dealings.
Our Services
Whether you're buying your first home, renewing, refinancing, or looking for creative financing — we bring clarity, confidence, and a plan that puts you first.
Comprehensive support for first-time buyers — pre-approvals, down payment strategies, and navigating mortgage types with confidence.
Flexible underwriting options and access to private lenders for business owners and self-employed individuals.
Second chances, private financing options, and credit improvement plans tailored to your unique situation.
Unlock your home's value for debt consolidation, renovations, or new opportunities.
Quick approvals and tailored terms through private and alternative lenders for unique financial scenarios.
Second mortgages, renovation loans, and construction financing for every stage of homeownership.
Get in Touch
Whether you're ready to buy, curious about your options, or just want a second opinion — we're here to listen.